Insurance and Financing
Exceptional care. Clear options. A healthier smile within reach.
Your dental insurance is part of the picture. The care you receive matters, too. At Bright Star Dental, we help you understand your benefits and explore payment options so you can feel confident about your next step.
Yes, you can choose your dentist.
We accept dental insurance plans with the exception of Medicaid and certain Medicare plans. Delta Dental is the only insurer we are in-network with. For other accepted plans, we provide care as an out-of-network office.
Many plans include out-of-network benefits that may help pay for your treatment here. Coverage and your share of the cost depend on your specific plan. Our team can help you check those details before you move forward.
Not sure where your plan fits? Call us with your insurance information. We will help clarify whether your plan can be used at our office and what to expect.
Recognized by Incisal Edge magazine as one of America’s top young dentists through its 40 Under 40 awards.
Choose care you feel good about.
A network listing tells you about an insurance contract. Choosing a dentist also means choosing the person you trust with your comfort, your health, and your smile.
For patients seeking exceptional dental care in Las Cruces, Bright Star Dental brings together advanced training, modern technology, and the personal attention you deserve.
Experience that goes beyond the basics
Dr. Tyler Parsons brings advanced training in restorative, cosmetic, and implant dentistry, along with experience caring for service members as a U.S. Army dentist.
Thoughtful care, close to home
From everyday dentistry to more complex smile restoration, we offer a broad range of treatments in one familiar office, including CEREC same-day crowns for suitable cases.
A plan built around you
Your concerns, goals, and comfort guide the conversation. We explain your options and help you weigh the investment in your smile alongside your insurance benefits.
Let’s look at your actual options.
Being out-of-network does not automatically mean your insurance cannot help. It does mean that benefits may differ from what your plan pays at an in-network office, and your out-of-pocket cost may be higher.
Before making a decision, let’s talk through your treatment needs, available benefits, and estimated cost. That gives you a clearer picture of what choosing Bright Star Dental could look like for you.
More ways to move forward.
Whether you have insurance or are paying for care yourself, we can help you explore ways to fit dental treatment into your budget.
Cherry
Explore financing through Cherry to spread the cost of eligible treatment over time.
Ask our team about the application process and the options available for your care.
CareCredit
We accept CareCredit for dental treatment. Ask about using an existing account or applying for financing.
In-office financing
In certain situations, we may be able to arrange financing directly through our office.
Availability and terms are considered individually. Please speak with our team about your needs.
Third-party financing is subject to approval and provider terms. Available rates, repayment periods, and any promotional offers vary. Our team can help you find the relevant information before you apply.
Insurance and financing FAQs
Do you accept my insurance, and are you in-network?
We accept dental insurance plans except Medicaid and certain Medicare plans. We are only in-network with Delta Dental, including PPO and Premier. For other accepted plans, we are out-of-network. Call us to verify your specific plan and benefits.
Can I use out-of-network benefits at Bright Star Dental?
If your plan includes benefits for out-of-network dental care, it may help cover treatment here. Your plan determines covered services, reimbursement, deductibles, and annual limits. We can help you understand the details and your estimated portion.
Why choose an out-of-network dentist?
Your relationship with your dentist, the attention you receive, and the approach to your care all matter. At Bright Star Dental, we combine advanced training, a broad range of services, and personalized care. We will help you understand the costs so you can decide whether our practice is the right fit for you.
What if I do not have dental insurance?
You are welcome here. We can discuss treatment costs and explore Cherry, CareCredit, or, in certain situations, in-office financing. Financing approval and terms vary.
Can I finance the portion insurance does not cover?
Financing may be an option for your remaining treatment costs. Ask our team about Cherry, CareCredit, and whether an in-office arrangement may be available for your circumstances.
Your next step starts with a conversation.
Tell us about your insurance, your questions, and the smile you want.
Our Las Cruces team is here to help you move forward with confidence.